475 lines
12 KiB
Plaintext
475 lines
12 KiB
Plaintext
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"label": "服务商模式"
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"label": "创医元支付平台"
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"label": "直连模式"
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"type": "text",
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"text": "对账 - 租户A",
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"text": "<center>创医元综合服务平台-APP</center>",
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"text": "订单 - 创医元",
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"text": "<center>创医元账户</center>",
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"text": "对账 - 租户B",
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"type": "text",
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"text": "### 租户A - 商户M\n* 微信支付商户\n* 支付宝支付商户\n* 银联",
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},
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"id": "9f0a2d9396daa4fa",
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"type": "text",
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"text": "* 出租屋:管理端,用户端(房东/房客)\n* 支付通道:\n\t* 提供支付接口给APP,小程序,WEB\n\t* 订单管理\n* IM接入\n\t* 平台聊天功能\n\t* 推送通道\n* 合同管理\n* APP小程序框架",
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"text": "<center>微信支付平台</center>",
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"text": "微信支付",
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"text": "付给创医元",
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"styleAttributes": {},
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"x": -480,
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"y": 220,
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"width": 172,
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{
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"id": "7563b59736b11a23",
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"type": "text",
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"text": "付给个人用户",
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"y": 220,
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"text": "### 租户B - 商户L\n* 微信支付商户\n* 支付宝支付商户\n* 数字货币",
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"collapsed": false,
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"styleAttributes": {},
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"text": "<center>微信支付服务商</center>",
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"text": "订单管理",
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"text": "### 创医元 - 商户K\n* 微信支付商户\n* 支付宝支付商户\n* 数字货币",
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"text": "商户M订单\n微信",
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{
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"id": "e4f6c066e04718ec",
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"type": "text",
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"text": "商户L订单\n支付宝",
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"id": "fb149c7f1815847b",
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"type": "text",
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"text": "<center>创医元综合服务平台-APP</center>",
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"x": 54,
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{
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"text": "商户K订单\n支付宝",
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"id": "78d14b3ba3d2f08d",
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"type": "text",
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"text": "<center>支付宝服务商</center>",
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"styleAttributes": {},
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"x": 94,
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"id": "8533d989361f1f33",
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"text": "支付宝支付",
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"styleAttributes": {},
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"x": -76,
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"y": 0,
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{
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"text": "银联支付",
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"width": 240,
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{
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"id": "71f56e834df09541",
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"type": "text",
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"text": "数字货币支付",
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"styleAttributes": {},
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"x": 570,
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"y": 0,
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"width": 240,
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"type": "text",
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"text": "<center>支付宝平台</center>",
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"styleAttributes": {},
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"x": 94,
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"y": -220,
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"id": "3ef4bb9bcb55779a",
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"type": "text",
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"text": "付给租户用户",
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"styleAttributes": {},
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"x": 67,
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"y": 220,
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"width": 193,
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"id": "2bb7ca9d968b8bb7",
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"type": "text",
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"text": "合同管理",
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"collapsed": false,
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"styleAttributes": {},
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"x": 67,
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"y": 460,
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"width": 193,
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{
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"collapsed": false,
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"id": "dcfe6582a520b6e6",
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"type": "text",
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"text": "> [!QUESTION] 合同平台:\n>\t1. 自建还是外接:之前有听到您说过一个做合同的公司,咱们这个出租屋是否考虑接入他们的合同系统,还是说我们要实现自己的合同管理模块?\n>\t2. 如何确保合同有效性:昨天我们讨论了出租屋的逻辑,平台要实现线上签约,这个合同如何能保证有效性,是否需要平台以三方角色介入审核。\n\n> [!QUESTION] 与江泰初步讨论保险与出租屋平台的整合逻辑\n> \t昨天找阿威聊了一下,出租出的保险目标,一是租客的人身安全,二是出租屋的财产安全。这里一般性的考虑,会有出租屋内物品的核查,租客身份职业等信息的收集,以及在放租,搜租这个过程里,是否需要江泰或是公益服务中心的人员介入。这需要找一找江泰那边,进行一次讨论。\n\n> [!QUESTION] 支付逻辑需要调研\n> \t我在思考启动创医元的支付系统产品设计,我们出租屋这个逻辑,有几个支付逻辑,概括为:用户给平台,用户给三方,用户给用户,平台给用户。具体场景如下:\n> \t1. 签租房合约:租客或房东交保险费用,这个支付通道应该是直通保险公司的。\n> \t2. 交租:这个是租客交给房东,这个需要讨论一下,这个钱是进哪一方的账,是创医元,还是直接给业主?如果是给到创医元,那么创医元转出给房东时,就会有税的问题。现在这个支付逻辑,公司上线的APP,能否向个人支付,这个还需要调研。\n> \t3. 接三方支付,如水电费。\n\n",
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"id": "a8c67d7db84bd411",
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"type": "text",
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"text": "商户K订单\n支付宝",
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"text": "### 保险公司\n* 自定义支付通道",
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